ConradSiegel.com Web Site Privacy Policy

This web site is operated by Conrad Siegel Actuaries for the benefit of its clients and the many people who participate in these clients' retirement plans. We understand that you are concerned about the privacy of information. We have established policies and procedures concerning the collection, use and security of your information that we believe will prevent the misuse of that information. These policies and procedures are designed to help us serve you while maintaining strict privacy standards.

By accessing any page of the ConradSiegel.com web site, you agree to be bound by the terms and conditions below. If you do not agree to all of the terms and conditions below, please do not access the web site or any of its pages. If you have any questions regarding this privacy policy, please contact a customer service representative.

Changes to our privacy policy may be made occasionally. We recommend that you review our Privacy Policy from time to time to learn of new practices and changes to our policy.

Browsing the ConradSiegel.com Web Site

We collect your IP address when you browse our web site; no other personal information is collected. IP addresses are tracked for logging purposes only. We do not use your IP address for any other purpose and we do not provide it to anyone else.

Accessing the ConradSiegel.com Client Pages Access to the client specific pages is limited to our clients who have been assigned a user name and password. A client can only access information about the plan or plans it sponsors and the individuals who participate or have participated in its plan(s).

Privacy Policy

Except as required by law, all information we receive in the course of providing our services is held in strict confidence. We conduct our business with a strong understanding of the need to preserve our client's confidential matters. Participant personal information is accessed by our employees only in the performance of their jobs. We will only discuss participant personal information with the people that you, the client, name. In general, this means we will only discuss participants with the Trustee, the Plan Administrator, the contact person(s) listed in your Summary Plan Description, the Investment Advisor, your accountant and your ERISA attorney.

We will not use participant personal information for marketing. We will not sell your name and address to any mailing list or to any merchants. We will not send you unsolicited e-mail. We will use e-mail only when you send us e-mail or otherwise ask us to use e-mail to communicate with you.

Our employees perform their duties under a strict confidentiality policy that protects your personal information both on and off line. In accordance with our employee handbook, violation of our confidentiality policy would be grounds for discipline, including possible dismissal. We instruct our employees to maintain your privacy even after they are no longer employed with us.

By law we would release participant or client personal information upon receipt of a valid court order, warrant, subpoena or your written authorization.

Web Site Security

The information for your account is kept private through multiple security features and procedures. See our Security Policy.

Links to Other Web Sites

This web site contains links to other web sites. The privacy and security policies of Conrad Siegel Actuaries apply only to its web site. If the linked web site has adopted a privacy or security policy, you should review it before agreeing to use the web site.

When you click on a fund name on our web site, you are linked to a web page sponsored by Morningstar, Inc. We do not send that web site any information. The privacy and security policies of Morningstar, Inc. apply to its web site.

When you link with the Social Security Administration, we do not send that web site any information. Any information you provide to that web site is protected by the security measures that the Social Security Administration has put in place, not by us.