Other postemployment benefits can provide a variety of benefits such as medical and prescription drug benefits, death benefits, and Paid Time Off (PTO) bonuses.  At Conrad Siegel Actuaries, we can help you design these benefits so that they are properly aligned with your corporate objectives taking into consideration coordination with Medicare and the actual needs of your retirees.  We can also help you analyze insurance options, prepare carrier Request for Proposals (RFP's) and negotiate rates on your behalf.  In addition to specific benefit attributes such as co-pays and deductibles, we can help you design the basic retirement plan features such as age and service requirements, premium sharing, and employer caps.  We can also help you evaluate the long-term consequences of such plan provisions.